Introduction
The world of trading has shifted dramatically in the last few years, and proprietary (prop) trading firms are at the heart of this change. Instead of risking your own capital, traders can now prove their skills and trade with company funds. Two names that have become popular among traders are FundedFirm and FundingPips.
But which one truly gives traders a fair edge in 2025? Let’s break it down in detail.
Understanding Proprietary Trading Firms
Before we compare, let’s clarify what prop firms actually are.
The Core Concept Behind Prop Trading
Proprietary trading firms allow traders to use company capital instead of their own. If you pass an evaluation (usually in two phases), the firm funds your account, and you share profits.
How Funded Accounts Work
You start by purchasing a “challenge” or “evaluation.” The firm sets profit targets and drawdown limits. If you meet their criteria, you’re awarded a funded account.
Benefits of Joining a Prop Firm
- No personal risk
- Access to larger capital
- Opportunity to trade full-time
- Structured trading discipline
Overview of FundedFirm
FundedFirm has made a strong name in the industry with its fair rules, high payouts, and trader-centric approach.
Brief Background
Launched to empower serious traders, FundedFirm focuses on transparency and flexibility. It’s known for providing realistic trading conditions that mirror real markets.
Mission and Vision
Their goal is simple — help skilled traders earn without worrying about capital. They emphasize trader growth, discipline, and long-term consistency.
Key Features and Programs
- Two-phase evaluation
- Up to 90% profit share
- No time limits for challenge completion
- Instant payouts after profit targets are met
FundedFirm Evaluation Process
Step-by-Step Evaluation Stages
- Phase 1 – Achieve 8–10% profit target with a maximum 5% daily and 10% overall drawdown.
- Phase 2 – Achieve half the target from Phase 1, maintaining the same risk limits.
- Get Funded – Once verified, you receive a funded account.
Trading Rules and Objectives
You must maintain consistent risk management and avoid over-leveraging. Unlike some firms, FundedFirm doesn’t restrict trading during news.
Profit Targets and Drawdown Limits
Profit targets are realistic, usually 8–10%, with flexible drawdown limits — ideal for swing and day traders alike.
FundedFirm Account Options
Account Sizes and Pricing
Accounts range from $10,000 to $200,000, with entry costs between $99 and $999 depending on the size.
Leverage and Allowed Instruments
- Leverage: up to 1:100
- Instruments: Forex, Indices, Commodities, and Crypto
Withdrawal and Profit Split
Funded traders can withdraw profits every 14 days, with profit splits up to 90%.
Overview of FundingPips
FundingPips is another major player in the prop firm world, known for its advanced tech and simplicity.
Background and Reputation
Founded by professional traders, FundingPips has earned credibility for its user-friendly dashboard and fair rules.
What Sets FundingPips Apart
- No minimum trading days
- Simple one-step evaluation (optional)
- Instant funding options available
Trader-Friendly Features
- Affordable entry fees
- Real-time performance tracking
- Fast payouts through crypto and bank transfers
FundingPips Challenge Rules
Evaluation Phases Explained
FundingPips offers two options — a standard two-phase challenge or a one-step instant funding model.
Minimum Trading Days
There’s no minimum trading day requirement, a big plus for experienced traders.
Daily and Overall Drawdown
- Daily Drawdown: 5%
- Total Drawdown: 10%
FundingPips Account Models
Account Sizes Available
You can choose between $25,000, $50,000, $100,000, and $200,000 accounts.
Scaling Plans and Profit Sharing
Scaling allows you to increase your funded balance after hitting consistent profits. FundingPips offers up to 85% profit share.
Supported Platforms and Brokers
They support MT4, MT5, and cTrader, with reliable brokers ensuring tight spreads and smooth execution.
FundedFirm vs FundingPips — Side-by-Side Comparison
| Feature | FundedFirm | FundingPips |
| Evaluation Type | Two-Phase | One or Two-Phase |
| Profit Split | Up to 90% | Up to 85% |
| Drawdown Limit | 10% | 10% |
| Minimum Trading Days | None | None |
| Payout Frequency | Bi-Weekly | Weekly |
| Platforms | MT4/MT5 | MT4/MT5/cTrader |
| Scaling Plan | Yes | Yes |
| News Trading | Allowed | Allowed |
Profit Split Comparison
Both offer competitive profit splits, but FundedFirm takes the edge with up to 90% compared to FundingPips’ 85%.
Ease of Withdrawals
FundingPips allows weekly withdrawals, while FundedFirm’s bi-weekly schedule suits long-term traders.
Payment Methods Supported
Both support crypto, bank transfers, and e-wallets for fast and secure payouts.
Scaling and Growth Potential
Both firms support scaling up to larger accounts. However, FundedFirm’s scaling plan is slightly more aggressive, rewarding consistent performance faster.
Trading Rules Comparison
Allowed Trading Styles
Both firms welcome swing, day, and scalping strategies. FundedFirm is slightly more flexible with EA and bot usage.
News Trading and EAs
Both allow news trading and expert advisors, but FundingPips provides a smoother automated tracking experience.
Weekend and Overnight Holding Policies
Holding trades overnight or over weekends is allowed by both — perfect for swing traders.
Customer Support and Community Feedback
User Reviews and Ratings
Both firms score high on Trustpilot and social media platforms, but FundedFirm’s support responsiveness gives it a slight lead.
Response Times and Support Channels
FundingPips offers live chat 24/7, while FundedFirm has dedicated account managers for funded traders.
Community Engagement and Education
FundedFirm provides webinars and trading psychology sessions, helping traders stay disciplined.
Which Firm is Better for You?
- Choose FundedFirm if you prefer higher profit splits and structured scaling.
- Choose FundingPips if you like fast payouts and flexible evaluation options.
If you’re a beginner, FundingPips’ simple model might be more appealing. Advanced traders seeking higher returns may find FundedFirm more rewarding.
Conclusion
In the battle of FundedFirm vs FundingPips, both have strong offerings — but your choice depends on your trading goals.
If you value flexibility and speed, go with FundingPips. If long-term consistency, higher payouts, and structured growth matter more, FundedFirm is your winner.
FAQs
- Which firm offers a better profit split, FundedFirm or FundingPips?
FundedFirm offers up to 90%, slightly higher than FundingPips’ 85%. - Can I use EAs or bots with both firms?
Yes, both allow EAs and algorithmic trading. - How long does it take to get funded?
Depending on your performance, it can take anywhere from a few days to a few weeks. - Which firm is better for scalpers?
FundingPips’ instant funding and flexible rules make it slightly better for scalpers. - Are these firms legitimate and reliable?
Yes, both are well-established and trusted in the prop trading community.
