How to Create a Cancelled Cheque for Online Verification: A Step-by-Step Guide

In today’s digital age, many financial processes that once needed paper documentation—such as KYC, loan applications, or setting up auto-debits—have moved online. One such requirement is a cancelled cheque for online verification. Whether for applying for the Bajaj Finserv Insta EMI Card or setting up recurring payments, a cancelled cheque helps verify your bank account securely and efficiently. Here’s how to create one and why it matters.

What Is a Cancelled Cheque and Why Is It Needed?

A cancelled cheque is essentially a blank cheque from your cheque book marked as “CANCELLED.” If you’re wondering how to make cancelled cheque, it’s simple—just take a cheque leaf and write “CANCELLED” across it. Though it cannot be used for withdrawal, it contains important details like your account number, bank name, account holder’s name, and IFSC code.

Platforms often ask for a cancelled cheque to validate account information when processing financial products, including:

• Loan applications or credit approval
• Auto-debit instructions during EMI setup
• EMI card issuance and account linking

Because it carries your banking details without allowing any transaction, a cancelled cheque is considered secure and reliable for online verification.

Step-by-Step: How to Create a Cancelled Cheque for Online Verification

Creating a cancelled cheque may sound daunting, but the process is simple and user-friendly. Follow this step-by-step guide:

1. Choose a Blank Cheque

Take a fresh, unused cheque from your cheque book. Ensure it has your bank name, branch, account holder’s name, account number, and IFSC code pre-printed.

2. Write “CANCELLED” Clearly

Using a pen (blue or black preferred), write the word CANCELLED in bold capital letters across the face of the cheque. Avoid signing, writing any date, payee name, or writing any amount. This ensures it can’t be misused.

3. Digitize the Cheque

Scan the cheque or take a clear, well-lit photo showing all printed details. Ensure the image is readable and not blurry or cropped.

4. Submit via Appropriate Channel

If you’re applying online, upload the image as instructed. If requested over email or through a secure portal, attach the finished image file. Always follow the platform’s submission guidelines carefully.

Benefits of Using a Cancelled Cheque for Online Transactions

A cancelled cheque offers several practical advantages for online financial processes:

• 🔐 Secure Account Verification: Confirms account ownership without exposing withdrawal access.
• 📝 Paperless Documentation: Reduces paperwork in online applications.
• ⏱️ Faster Processing: Speeds up verification for purposes like EMI card issuance and auto-debit setup.

Because it’s simple yet secure, financial systems widely accept cancelled cheques for verification purposes.

Introducing the Bajaj Finserv Insta EMI Card

Once your bank account is verified, you can leverage the Bajaj Finserv Insta EMI Card—a flexible financial tool that lets you shop now and pay later with No Cost EMIs. Whether purchasing electronics, appliances, or even wearables like the best smart band for men, this card simplifies your payment process.

Key Advantages of the Insta EMI Card

Here’s why the Insta EMI Card is a powerful companion for your purchases:

1. Easy No Cost EMI
   With this card, you can split your purchase amount into equal monthly payments—with zero interest. No hidden fees, just smooth transactions.
2. High Pre‑Approved Limit
   Get access to a pre-approved credit limit up to ₹2 lakh, enabling purchases of higher-value items without financial strain.
3. Wide Category Coverage
   The card is accepted at over 1.2 lakh stores across categories like electronics, appliances, furniture, and fitness tech.
4. Minimal Documentation
   Once your bank account is verified (often using the cancelled cheque), subsequent purchases through the EMI card require little to no paperwork.
5. Instant Card Activation
   Apply online via the Bajaj Finserv portal, pay the nominal joining fee, and your card activates immediately—ready to use at partner stores.

How to Apply for the Bajaj Finserv Insta EMI Card

Here’s a step-by-step guide to applying:

Step 1: Check Eligibility

Visit Bajaj Finserv Insta EMI Card and review basic eligibility criteria: age (21–60), income stability, and Indian residency.

Step 2: Apply Online

Fill in your personal details, submit required documents including the cancelled cheque image for bank verification.

Step 3: Upload KYC Documents

Provide an identity proof (e.g. Aadhaar), address proof if required, and the cancelled cheque.

Step 4: Pay Joining Fee

A small fee activates your card and links your approved limit.

Step 5: Start Using the Card

Once activated, your Insta EMI Card can be used across partner stores for hassle-free, interest-free EMIs.

Use Case: Buying a Fitness Band on EMI

Suppose you want to purchase a best smart band for men. Once your account is verified via cancelled cheque and your Insta EMI Card is active, you can choose your fitness band in-store or online, select EMI as your payment method at checkout, and enjoy the benefit of cost‑spreading without interest.How To Create A Cancelled Cheque Online Verification

Pro Tips for a Smooth Experience

• Use clear, readable pen ink when cancelling the cheque.
• Capture the image in good lighting and resolution.
• Make sure all printed fields are fully visible.
• Store the digital copy securely—avoid sharing it over unsecured platforms.
• Always follow the institution’s specific upload instructions to avoid rejections.

Final Thoughts

Creating a cancelled cheque for online verification is straightforward yet essential for secure financial interactions. Once your account is verified, you’re in an excellent position to utilize services like the Bajaj Finserv Insta EMI Card—a tool that empowers you to shop without draining your bank balance. From fitness bands and electronics to household appliances, you can enjoy No Cost EMIs, pre-approved limits, and wide availability, all enabled through simple verification steps.

Create your cancelled cheque today, verify your bank details seamlessly, and unlock the benefits of smart, flexible financing. Head over to Bajaj Finserv Insta EMI Card now to begin your journey toward smarter shopping and better financial control.